The bill of sale or contract you receive from our funeral home is divided into three categories.

• Category 1 The service charge from the funeral home, itemized according to the law as selected during the arrangement conference.
• Category 2 The merchandise selected by you, i.e. the casket and burial vault. Law adds Illinois sales tax of 8.75%.
• Category 3 Additional items offered to you by the funeral home as cash advances.
  For example cemetery charges fall into this category.

At Hann Funeral Home, we work WITH each family to ensure that payment terms are best for them. While some funeral homes require payment in full PRIOR to services rendered, we believe that this can present an unneeded burden at a difficult time. We do however request that excessive cash advanced items, be covered on or before the day of the funeral. Exceptions can be made, particularly if life insurance is involved. This is explained in detail in the next section.

Life insurance
The most common form of payment for funerals today is the proceeds from life insurance policies. We understand that it can take up to six weeks or longer for beneficiaries to receive benefits. Because of this, we allow an additional 30-day grace period for all payments. However, all accounts must be paid in full within 30 days of the contract date.
After that time, a bill with any outstanding balance will be sent. Open communication between the family and the funeral home is key to avoiding outstanding credit issues.

Other Forms of Payment
Cash, Personal Check, Cashiers’ Check, Money Order, Insurance Checks, Assignment of Insurance Funds, Visa, Master Card, American Express, Discover / Novis

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